Photo of old bridge and water during the fall

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Bernice Morrill

Assistant Manager

Bernie is a licensed agent and account manager at our Gardner office who has been with ABM for over 25 years. Bernice supervises customer service while also working with both business and personal insurance customers. Many business' and families rely on Bernice as a trusted insurance advisor and distinguishes herself by always going the extra mile for her customers.

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Maureen Cronin, CISR Elite, CPIA

Assistant Vice President

Maureen manages our Leominster office and is a licensed Insurance Broker, Notary Public, Certified Insurance Service Representative Elite (CISR Elite) and Certified Personal Insurance Agent (CPIA). Maureen specializes in the quoting and placement of new personal insurance accounts. She has helped over 1000 customers purchase the right insurance protection while also reducing her customer's premiums significantly. She has been in the insurance business since 2000 and with ABM since 2008.

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Celeste Bourgault, CIC

Vice President

Celeste has been with ABM for over 30 years. She is a licensed property casualty insurance agent with a Certified Insurance Counselor designation. She assists clients with both their personal and business insurance needs and manages the Westminster and Princeton offices. Outside of the office Celeste is involved in volunteer work at her church in Ashburnham and enjoys spending time with her husband, children, and grandchildren.


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Richard Bagley, CIC

Executive VP

Rich is Executive Vice President at ABM and a Certified Insurance Counselor with over 15 years in the insurance industry. He specializes in restaurant, manufacturing, car dealers, and auto repair shop insurance. Prior to joining ABM in 2003, Rich was an Account Executive with Universal Underwriters Insurance Company in Connecticut. Rich oversees the day-to-day Personal and Business Insurance operations at ABM while also directly managing client accounts.

As an active member of the community, Rich has served on many volunteer and non-profit boards including the United Way Chairman's Advisory Committee, Community Health Connections Advisory Board & Nashua Valley Boy Scouts of America. Rich is an avid sports fan and golfer and has a passion for coaching youth sports. He lives in Westminster with his wife Colleen and two beautiful children, Jack and Lauren.

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Thomas F. Bagley III, CIC

President

Tom is a Certified Insurance Counselor with over 30 years of insurance experience, and serves as a trusted insurance resource for both families and businesses throughout the region.

As a homeowner and father with two teenage drivers, Tom understands the risks that families face. Tom can help you design an insurance program that protects your family against financial loss due to an accident or loss.

As a business owner, Tom understands the needs and concerns of other business owners. Tom recognizes that small business owners often have to perform many different tasks - including purchasing insurance to protect the business and its employees. By developing a close working relationship with his business customers, Tom has become a valued resource in helping businesses reduce risk and control insurance costs. In particular, Tom has developed specialized knowledge in the insurance needs of Condominium Associations, Property Managers, Developers, and Manufacturing.

As a valued member of the community, Tom has enthusiastically assisted many local organizations in leadership positions including The Community Foundation of North Central Massachusetts, The United Way of North Central Massachusetts, Nashua Valley Council Boy Scouts of America, HealthAlliance Hospital, Montachusett Regional YMCA and the North Central Massachusetts Chamber of Commerce.

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