Photo of a family with a child riding inside a car

Auto Insurance

It’s Time to Find Affordable Insurance Solutions

How to Better Understand Your Car Insurance

Whether you’re ready to add your newly licensed teenage driver to your family plan, shopping for insurance for a new or used car, or hoping for a better option for a vehicle you own, you must have car insurance before you get behind the wheel. If you’re in a car accident without the right insurance, you could have to pay thousands of dollars out of your own pocket for repairs, medical expenses, property damage, and more.

At ABM, we will assess your current policy and help you know what red flags to look out for. For instance, a “bargain price” insurance or extremely low-cost policy could be lacking. It might not be giving you the coverage that you need to protect you, your vehicle, and your passengers. You may be getting a lower premium, but “cost-cutting tactics” can ultimately put you and others at financial risk by:

  • Limiting the number of drivers who are covered under your auto insurance policy
  • Only covering the car when the policyholder is driving it
  • Not extending coverage to passengers
  • Excluding coverage for damage caused by natural weather events, such as floods, severe storms, or high winds
  • Underinsuring your vehicle with only the MA legal minimum requirements
  • Not insuring any modifications you’ve made to your car
  • Increasing your policy deductible
  • Charging you an increase – 40-50% more – if you have an at-fault claim

These are just a few of the red flag items that you need to keep in mind as you research all of the various car insurance options. And if you work with us at ABM, we will do all the legwork so you won’t have to.

What We Offer at Anderson, Bagley & Mayo

In the course of the 100 years ABM has been doing business, our local insurance agency has been there for drivers and families of drivers throughout Leominster, Gardner, Westminster, and the surrounding communities of North Central Massachusetts. We’ll help you find quality and affordable insurance to protect all kinds of vehicles. Our mission is to find the best auto insurance protection for each and every client while saving you money. We’ll consider all factors, including: driving history, where you live, your annual mileage, and others that typically determine auto insurance rates. This is how we make sure that you never pay more than you need to for car insurance, while getting you the appropriate coverage for your specific needs.

Contact us today so we can help find the best auto insurance solution for you.

Auto Insurance discounts and Enhanced Coverage Options

Did you know you can lower the cost of your insurance if your teenager is a good student, or if you’re a member of the AARP? There are numerous ways to qualify for discounts on your car insurance. Because there are so many discount options, there may be some you’re not even aware of. That’s why our team is here to make sure you receive any and every discount you’re entitled to.

We commit to finding you any enhanced coverage options or innovative insurance products. These could provide a necessary extra layer of auto insurance protection for you, your vehicle, and your passengers. And we always strive to do this while adding little to no cost to your rates.

In addition, we always carefully choose the insurance companies we partner with. As a result, we can ensure that you have access to cost-effective options and additional coverage such as:

Bundle & Save Auto & Home Insurance Policies
Disappearing Deductible Credits
Accident Forgiveness
New Auto Replacement Cost
Multi Car Individual/Spouse Discount
New Customer Credit
Automatic Bill Pay/Pay in Full Credit
Energy-Saving Hybrids or Electrics Credit
Advanced Driver Training Credit
Pet Coverage
Student Away at School Discount
Good Student Discount
Military Away Discount
Low Mileage Discount
AAA Discount
Group Discounts
AARP Discount
Accident Air Bag Discharge Coverage
Original Equipment Manufacturer Parts Coverage
Auto Loan/Lease Gap Coverage

It’s your life, let ABM protect it with the right coverage at the right price

We are pleased to announce our offices are open as of August 10th, 2020. If your service needs require an in-person visit or consultation, please call your local office, or email us at before visiting. Many service needs and transactions can now be completed remotely. We encourage you to take advantage of these safe and convenient options. Thank you for your cooperation and understanding as we strive to provide you the highest level of service as safely as possible.