Photo of a family with a child riding inside a car

Auto Insurance

It’s Time to Find Affordable Insurance Solutions





    How to Better Understand Your Car Insurance

    Whether you’re ready to add your newly licensed teenage driver to your family plan, shopping for insurance for a new or used car, or hoping for a better option for a vehicle you own, you must have car insurance before you get behind the wheel. If you’re in a car accident without the right insurance, you could have to pay thousands of dollars out of your own pocket for repairs, medical expenses, property damage, and more.

    At ABM, we will assess your current policy and help you know what red flags to look out for. For instance, a “bargain price” insurance or extremely low-cost policy could be lacking. It might not be giving you the coverage that you need to protect you, your vehicle, and your passengers. You may be getting a lower premium, but “cost-cutting tactics” can ultimately put you and others at financial risk by:

    • Limiting the number of drivers who are covered under your auto insurance policy
    • Only covering the car when the policyholder is driving it
    • Not extending coverage to passengers
    • Excluding coverage for damage caused by natural weather events, such as floods, severe storms, or high winds
    • Underinsuring your vehicle with only the MA legal minimum requirements
    • Not insuring any modifications you’ve made to your car
    • Increasing your policy deductible
    • Charging you an increase – 40-50% more – if you have an at-fault claim

    These are just a few of the red flag items that you need to keep in mind as you research all of the various car insurance options. And if you work with us at ABM, we will do all the legwork so you won’t have to.

    What We Offer at Anderson, Bagley & Mayo

    In the course of the 100 years ABM has been doing business, our local insurance agency has been there for drivers and families of drivers throughout Leominster, Gardner, Westminster, and the surrounding communities of North Central Massachusetts. We’ll help you find quality and affordable insurance to protect all kinds of vehicles. Our mission is to find the best auto insurance protection for each and every client while saving you money. We’ll consider all factors, including: driving history, where you live, your annual mileage, and others that typically determine auto insurance rates. This is how we make sure that you never pay more than you need to for car insurance, while getting you the appropriate coverage for your specific needs.

    Contact us today so we can help find the best auto insurance solution for you.

    Auto Insurance discounts and Enhanced Coverage Options

    Did you know you can lower the cost of your insurance if your teenager is a good student, or if you’re a member of the AARP? There are numerous ways to qualify for discounts on your car insurance. Because there are so many discount options, there may be some you’re not even aware of. That’s why our team is here to make sure you receive any and every discount you’re entitled to.

    We commit to finding you any enhanced coverage options or innovative insurance products. These could provide a necessary extra layer of auto insurance protection for you, your vehicle, and your passengers. And we always strive to do this while adding little to no cost to your rates.

    In addition, we always carefully choose the insurance companies we partner with. As a result, we can ensure that you have access to cost-effective options and additional coverage such as:

    Bundle & Save Auto & Home Insurance Policies
    Disappearing Deductible Credits
    Accident Forgiveness
    New Auto Replacement Cost
    Multi Car Individual/Spouse Discount
    New Customer Credit
    Automatic Bill Pay/Pay in Full Credit
    Energy-Saving Hybrids or Electrics Credit
    Advanced Driver Training Credit
    Pet Coverage
    Student Away at School Discount
    Good Student Discount
    Military Away Discount
    Low Mileage Discount
    AAA Discount
    Group Discounts
    AARP Discount
    Accident Air Bag Discharge Coverage
    Original Equipment Manufacturer Parts Coverage
    Auto Loan/Lease Gap Coverage

    It’s your life, let ABM protect it with the right coverage at the right price

    Our offices are open for business! We ask that all visitors to our offices continue to follow CDC guidelines for mask-wearing and social distancing to protect themselves and others. Thank you!
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