Auto Insurance
How to Better Understand Your Car Insurance
Whether you’re ready to add your newly licensed teenage driver to your family plan, shopping for insurance for a new or used car, or hoping for a better option for a vehicle you own, you must have car insurance before you get behind the wheel. If you’re in a car accident without the right insurance, you could have to pay thousands of dollars out of your own pocket for repairs, medical expenses, property damage, and more.
At ABM, we will assess your current policy and help you know what red flags to look out for. For instance, a “bargain price” insurance or extremely low-cost policy could be lacking. It might not be giving you the coverage that you need to protect you, your vehicle, and your passengers. You may be getting a lower premium, but “cost-cutting tactics” can ultimately put you and others at financial risk by:
- Limiting the number of drivers who are covered under your auto insurance policy
- Only covering the car when the policyholder is driving it
- Not extending coverage to passengers
- Excluding coverage for damage caused by natural weather events, such as floods, severe storms, or high winds
- Underinsuring your vehicle with only the MA legal minimum requirements
- Not insuring any modifications you’ve made to your car
- Increasing your policy deductible
- Charging you an increase – 40-50% more – if you have an at-fault claim
These are just a few of the red flag items that you need to keep in mind as you research all of the various car insurance options. And if you work with us at ABM, we will do all the legwork so you won’t have to.
What We Offer at Anderson, Bagley & Mayo
In the course of the 100 years ABM has been doing business, our local insurance agency has been there for drivers and families of drivers throughout Leominster, Gardner, Westminster, and the surrounding communities of North Central Massachusetts. We’ll help you find quality and affordable insurance to protect all kinds of vehicles. Our mission is to find the best auto insurance protection for each and every client while saving you money. We’ll consider all factors, including: driving history, where you live, your annual mileage, and others that typically determine auto insurance rates. This is how we make sure that you never pay more than you need to for car insurance, while getting you the appropriate coverage for your specific needs.
Contact us today so we can help find the best auto insurance solution for you.
Auto Insurance discounts and Enhanced Coverage Options
Did you know you can lower the cost of your insurance if your teenager is a good student, or if you’re a member of the AARP? There are numerous ways to qualify for discounts on your car insurance. Because there are so many discount options, there may be some you’re not even aware of. That’s why our team is here to make sure you receive any and every discount you’re entitled to.
We commit to finding you any enhanced coverage options or innovative insurance products. These could provide a necessary extra layer of auto insurance protection for you, your vehicle, and your passengers. And we always strive to do this while adding little to no cost to your rates.
In addition, we always carefully choose the insurance companies we partner with. As a result, we can ensure that you have access to cost-effective options and additional coverage such as: